BOP

Bundles general liability with property coverage (and often business interruption) for many small businesses.

Middle Market Commercial Lines  

  More customized coverage for larger businesses with broader operations and higher limits/complexity.

Commercial General Liability (CGL)

Covers third-party bodily injury, property damage, and related legal defense arising from your business operations.

Errors & Omissions (E&O)

Covers claims alleging professional mistakes, negligence, or failure to deliver services as promised.

Excess Liability: Adds additional liability limits over underlying policies like GL, auto, and employers liability.

Workers Comp

Covers employee work-related injuries/illnesses (medical costs and lost wages) and provides employer liability protection.

Commercial Auto  

Covers liability and physical damage for vehicles used for business purposes.

Commercial Cyber  

Helps cover costs from cyber incidents like data breaches, ransomware, and network interruptions (including certain response services).

Excess Liability  

Adds extra liability limits above underlying policies like CGL, commercial auto, and employers liability.

Special Event Coverage  

Short-term coverage for specific events, often including event liability and sometimes liquor liability or cancellation options.

Builders Risk  

Property coverage for buildings under construction or renovation, protecting materials and the project against covered losses.

Bonds / Surety Bonds  

A financial guarantee to a third party that you’ll meet an obligation (e.g., license/permit, contract performance), backed by a surety.

Commercial Portfolio Package  

A customizable package that can combine multiple coverages (liability, property, and other lines) into one coordinated policy.