Specialty Insurance
Address niche or higher-severity risks like earthquakes, events, associations, boats, drones, pets, and weather triggers where standard home/business policies may exclude or limit coverage.
Earthquake
Covers earthquake-related damage to insured property (often with separate deductibles/terms).
Bond (Surety)
Guarantees performance or payment obligations, protecting the party requiring the bond.
Watercraft
Covers boats and related liability for physical damage and on-water exposures.
Drone Insurance
Covers liability and/or physical damage arising from drone operation for business or specialized use.
Parametric Hurricane
Pays a pre-set benefit when hurricane parameters (like wind speed/location) are met.
Parametric Rain
Pays a pre-set benefit when rainfall triggers (amount/location/time) are met.
Community Association Insurance
Covers HOAs/condo associations for property, liability, directors & officers, and related exposures.
Amateur Sports Liability
Covers leagues/teams/events for injury claims and related liability from athletic activities.
Non-Profit Liability
Protects nonprofits against liability claims tied to operations, events, and governance exposures.
Special Event Coverage
Short-term coverage for events, typically including liability and sometimes cancellation/property.
Article Floater
Schedules specific valuable items (jewelry, art, collectibles) for broader, item-specific coverage.
Pet
Helps reimburse eligible veterinary costs for covered accidents/illnesses (depending on plan).