Landlord Insurance

Insurance for rental homes and investment properties.

Prime Go Brokerage helps landlords, real estate investors, and property owners request insurance options for tenant-occupied homes, rental properties, and certain vacant or seasonal properties.

Landlord coverage may help with

  • Rental dwelling coverage
  • Landlord liability protection
  • Detached structures
  • Loss of rental income after a covered loss
  • Tenant-occupied property risks

Landlord insurance is different from regular homeowners insurance.

A standard homeowners policy is usually built for an owner-occupied home. Rental properties often need different coverage because tenants, lease agreements, property use, and liability exposure can change the risk.

Landlord DP3

Common coverage for tenant-occupied single-family rentals and some small multi-family rental properties, depending on the market.

Dwelling Fire

Property-focused coverage often used for non-owner-occupied homes, rentals, vacant homes, or seasonal properties.

Mobile Home Landlord

Coverage options for manufactured homes that are rented out or used as rental property.

Who may need it

  • Single-family rental owners
  • Small multi-family property owners
  • Real estate investors
  • Owners renting a former primary home
  • Landlords with tenant-occupied mobile homes
  • Property owners with vacant or seasonal homes

Information needed for a quote

  • Rental property address
  • Property type and year built
  • Square footage and construction type
  • Current occupancy status
  • Number of units
  • Desired dwelling and liability limits
  • Current policy details, if available
Landlord insurance does not usually replace homeowners insurance for an owner-occupied property, renters insurance for the tenant, flood insurance, umbrella coverage, commercial property coverage, or other policies that may be needed. Coverage availability, pricing, eligibility, exclusions, deductibles, and terms depend on the carrier, property details, occupancy, state, prior losses, and policy documents.

Simple help starting the landlord quote process.

Rental property insurance can depend on occupancy, property condition, location, tenant use, claim history, and the type of building being insured. Prime Go Brokerage can help collect the basic information and look for available options.

Rental homes

Quote support for tenant-occupied single-family rentals and former primary homes used as rentals.

Investment property

Quote support for landlords and investors managing rental property portfolios or newly purchased rentals.

Vacant or seasonal property

Quote support for certain properties that are not currently owner-occupied or continuously occupied.

Need a landlord insurance quote?

Send the property details to Prime Go Brokerage and we will help you start the landlord insurance quote process.

Contact Us for a Quote